INSURANCE PRODUCTS
Employer's Liability Insurance
Your operators and site crews are the most valuable part of your business. Employer's Liability Insurance covers your legal liabilities arising from occupational accidents, protecting both your people and your company.
What does it cover?
- 01 Legal liabilities from occupational accidents at and outside the workplace
- 02 Bodily and material damage caused by occupational accidents
- 03 Compensation claims above and beyond social security benefits
- 04 Recourse claims filed by the social security institution
Frequently Asked Questions
I pay social security premiums; why do I need this?
Social security benefits rarely cover the full loss. The difference — and recourse claims filed against the employer — target your business directly; this policy secures exactly that exposure.
Are accidents outside the workplace covered?
Yes. Accidents your employees have on duty outside the premises can be included — particularly important for field operations such as crane and transport work.
How is the premium calculated?
Based on headcount, the risk class of the work and the chosen limits. Because we know your industry, our pricing is realistic and competitive.
Get in touch with us
Reach out for questions and quote requests — our specialist team is ready to help.